Mariner Wealth Advisors

Employee Stock Purchase Plan

Employee Stock Purchase Plan

As an employee of Apple, you’re given generous compensation for the sacrifice you’re expected to make. Beyond your yearly salary, you have the opportunity to purchase company stock at a discount, known as the Employee Stock Purchase Plan (ESPP). We provide a clear, deep understanding of the complexities of this plan, how it functions, how to determine purchasing price, and the steps necessary to take full advantage of it.

How to Determine the Cost of Shares

Because the price of Apple’s stock fluctuates during your accrual period, it can be challenging to determine a purchasing price. With your employee discount, the purchase price will depend on the rise or decline of the share price. We break this down further in the video below.

ESPP Calculator

What’s your hypothetical, tax adjusted return on ESPP shares?

Download ESPP Calculator

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